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Drive a Car Carrier or Auto Hauler? Need a Quote on Insurance?

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Looking for auto hauler insurance? Call Us Right Now at 757-740-0443

Auto hauling comes with a significant amount of risk. make sure you are covered!

Worried about knowing everything there is to know on how to get insurance for hauling cars? Figuring out what coverages you need for transporting vehicles can be difficult, especially if you’re trying to get cheap car carrier insurance. Let our team of insiance experts help you do just that. What might seem like an impossible task is exactly what we are setup to do! The mission of MyTruckInsurance.Online is to help transportation businesses and auto hauling businesses like yours get the insurance they need at the best possible rate. Call us today!

What is an auto hauler?

An auto hauler is a tractor-trailer that is specifically created and designed to transport multiple cars at once. They can either be open or closed, and they have ramps and sometimes hydraulic lifts to assist with loading and unloading the vehicles. 

What other names are there for auto haulers?

  • Car-carrying trailer
  • Car hauler
  • Auto transport trailer


There are different kinds of auto hauling businesses.

There are different types of car carrier businesses. You might be…

  • A car dealership that uses a car carrier to transport your vehicles
  • A transport company that works for various dealerships
  • An auto shop that owns an auto hauler
  • A business that transports cars for clients

Whatever kind of business you have, we can help you get the auto hauler insurance you need.

What kind of insurance do I need to haul cars?

Every business is different, so you need a unique insurance plan to fully protect you from all the risks you face. Here are some of the common coverages that business owners purchase. Others may be necessary depending on your situation.

Auto Liability

Liability insurance protects your business by covering the costs you are legally obligated to pay if you cause an accident and someone gets hurt or you damage their property.

Cargo Insurance

Cargo coverage covers the freight or the load that you are hauling against vehicular accidents and other disasters like fire or theft. This way, if something happens to your cargo while you are on the road, you're covered. Make sure to ask your agent about other types of cargo insurance, including earned freight, reefer, and trailer interchange.

Physical Damage Coverage

Collision Coverage: Collision coverage helps you get your truck back in service ASAP if it's damaged in an accident or by a collision with some other object.

Comprehensive Coverage: Comprehensive can help you get your tractor trailer repaired if its damaged by something other than a vehicle accident. Usually this covers things like theft, fires, vandalism, and objects falling out of the sky (like storms or falling trees)

Thinking about cargo coverage:

If you’re running car-carriers or auto-haulers, make sure to speak to the experts at MyTruckInsurance.Online about getting the right amount of cargo coverage for your business. Make sure that you have enough coverage and that you know what is and isn’t covered by your cargo insurance. Since you’re hauling vehicles, this is crucial.

How much does tow truck insurance cost?

Many things go into deciding how much an insurance company will charge you for insurance on your auto hauler trucks. First they will want to look into various aspects of your business before deciding whether to insure you, and then decide how much to charge you. Some of the factors that affect the cost of car carrier truck insurance cost are:

  • Your drivers (accidents, driving records, etc.)
  • Your car carrier(s) – make, model, and year
  • Your record of losses
  • What kind of hauling you do (New cars, used cars, cars that have been wrecked)
  • Your hauling radius
  • How long you’ve been in business
  • Contracts (Which may require you to have certain levels of insurance)
  • What kind of business you are

How much auto hauler insurance do I need?

If you have maintain contracts with your customers, you may be required to keep certain levels of auto hauler insurance. For cargo insurance, you may need between $150,000 and $500,000 as a limit of coverage. Plus there may be various state laws that you have to comply to.

Aside from all this, when you think about how much your auto hauler insurance will cost, you have to think about how many trucks you have, the cars that you transport, and how many cars you haul along with other details. Let us help you figure out the best and cheapest way to insure your business.

The only way to really know what your auto hauler truck insurance will cost your business is to get a quote. Our team of agents will start by understanding your business and then by getting you multiple car carrier truck insurance quotes. All you have to do is fill out our online quote form or just pick up the phone and give us a call today.