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Let us help you find insurance quotes for dump trucks.
You might think it hard to know where to start with getting dump truck insurance. But determining what kinds of insurance you need for a dump truck, how much coverage is required and what you should have, and how to get cheap dump truck insurance is what we do. Let us help.
Just what is a dump truck?
Dump trucks are mostly used for construction – they’re used to haul sand, gravel, debris, dirt, and other loads. A typical dump truck is basically an open truck bed with tall sides that are attached to a frame on a chassis. They use a hydraulic lift to tip the front of the bed of the truck and drop the load on the appropriate spot (the back of the bed has hinges so that it can open to deposit the load.)
Are there any other names for dump trucks?
- Roll-off truck
- Winter service vehicle
- Transfer dump truck
- Truck and pup
- End dump trailer
- Tandem Trucks
What are the recommended coverages for dump trucks?
Liability insurance protects your business by covering the costs you are legally obligated to pay if you cause an accident and someone gets hurt or you damage their property.
Comprehensive can help you get your dump truck repaired if its damaged by something other than a vehicle accident. Usually this covers things like theft, fires, vandalism, and objects falling out of the sky (like storms or trees falling on your truck)
Collision coverage helps you get your truck back in service ASAP if it’s damaged in an accident or by a collision with some other object.
This type of insurance can help pay for propery damage or bodily injury in the event something happens while you are not actively dispatched on a job.
How much does dump truck insurance cost?
Many things go into deciding how much an insurance company will charge you for insurance on your dump trucks. They are going to want to look into various aspects of your business before deciding whether you are a good insurance risk. Some of the factors that affect the cost of dump truck insurance cost are:
- Your drivers ( accidents, their driving records, etc.)
- Your trucks – make, model, and year
- How many trucks you have
- Your claims history
- What you haul
- Your location(s)
- How long you’ve been in business
Get a quote for dump truck insurance.
The only way to really know what your dump truck insurance will cost for your business is to let us give you a quote. Our team of agents will start by understanding your business and then by getting you multiple dump truck insurance quotes. All you have to do is fill out our online quote form or just pick up the phone and give us a call today.