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Let us help you find insurance quotes for your flat bed trucks.
It doesn’t have to be hard to know where to start with getting flat bed truck insurance. But determining what kinds of insurance you need for a flat bed truck, and how much coverage is required, is what we do. Let us help you figure what you should have, and how to get cheap flat bed truck insurance. Call us today.
What exactly is a box truck?
Flat bed trucks are basically just trucks with a flat. open bed. It doesn’t have railings, sides, or a roof and are excellent for carrying bulky or awkwardly shaped items that won’t fit easily into a closed trucks. Easily loaded and unloaded, but those loads can’t be susceptible to rain, wind, or other damage. Also, can’t really be all that fragile. The cargo is secured by tie-down hooks that allow your cargo to be secured to the bed.
Are there any other names for flatbed trucks?
Stepdown/dropdeck trucks
Flatbed lorry (Britain)
Rollbacks ( Flatbed tow trucks)
What are the recommended coverages for box trucks?
Auto Liability
Liability insurance protects your business by covering the costs you are legally obligated to pay if you cause an accident and someone gets hurt or you damage their property.
Bodily damage liability: Bodily damage liability can help you cover any medical medical expenses, pain and suffering, and the lost wages of someone you’ve injured in a venhicle accident
Property damage liability: Propert damage liability can cover the expense of repairing or replacing a vehicle (or some other kind of property like fence or other structure) that get’s damaged in an accident for which you are found responsible.
Physical Damage Coverage
Collision Coverage: Collision coverage helps you get your truck back in service ASAP if it’s damaged in an accident or by a collision with some other object.
Comprehensive Coverage: Comprehensive can help you get your tractor trailer repaired if its damaged by something other than a vehicle accident. Usually this covers things like theft, fires, vandalism, and objects falling out of the sky (like storms or falling trees)
Truckers General Liability
Truckers general liability can cover the costs or damages that you are legally obligated to pay to someone that you injure or to someone to whom you cause property damage because of the business you do.
Cargo Insurance
Cargo coverage covers the freight or the load that you are hauling against vehicular accidents and other disasters like fire or theft. This way, if something happens to your cargo while you are on the road, you’re covered. Make sure to ask your agent about other types of cargo insurance, including earned freight, reefer, and trailer interchange.
The only way to really know what your flatbed truck insurance will cost for your business is to get a quote. Our team of agents will start by understanding your business and then by getting you multiple flat bed truck insurance quotes. All you have to do is fill out our online quote form or just pick up the phone and give us a call today.